The common bond uniting ICMIF members is that, as cooperatives or mutuals, they place the interest of policyholders/members before those of shareholders, working hard to ensure that they offer the best possible range of affordable products for their customers.

The promotion of our mutual/cooperative values is a key theme underlying all ICMIF activities, and is also addressed through specific projects (see lefthand menu) to help members fully realise the competitive benefits of integrating cooperative/mutual principles within their business model.

As part of this work, our statistical analysis of the mutual/cooperative sector within the context of the wider insurance industry provides unparalleled market research which has been used in the promotion of the mutual/cooperative sector with a range of internal and external stakeholders, from consumers and staff to legislators and the media.