Achmea has successfully scaled while maintaining its cooperative ethos, which underpins its strategic transformation. Founded in 1811 on shared responsibility principles, the company has evolved into a major insurer, balancing growth with purpose-driven action. Its strategy, “Sustainable living. Together,” emphasises sustainability, inclusiveness, and customer-centricity. By reinvesting profits into customer benefits and societal initiatives, Achmea tackles major challenges in healthcare, housing, and mobility. Digital transformation enhances efficiency and customer experience, while sustainability goals ensure long-term value. This approach translates Achmea’s cooperative identity into a powerful enabler of positive social impact and sustainable growth.

Achmea, founded in 1811, was established through a collaboration between 38 farmers in the small Dutch village of Achlum, united by a shared concern for fire safety of haystacks. Initially, the company focused on providing risk management assistance to these farmers, on the cooperative principle of shared responsibility…